Digitalization in Financial Services

Financial Services Industry: Technology Platform

Yonyou PaaS cloud platform adopts the latest cloud computing, big data, artificial intelligence, mobile Internet, Internet of Things, blockchain and other emerging technologies to provide intelligent and data services, serving digital transformation for modern enterprises. It supports system integration, low-code development and other services and solutions to incorporate the latest technology into enterprise management.

Financial technology platform supporting business innovation and development

“Finance + Technology” is bringing innovative services to the finance sector. Yonyou’s financial technology platform supports the industry development with “platform, software, professional services, and industry cloud services”, and helps financial institutions adopt technologies to improve the efficiency of operations.

Middle Office Architecture

Technology Middle Office – Integration of technology and business

With the expansion of the enterprise, the back-end management system needs to support more front-end businesses, resulting in an increasingly bulky system construction, which affects the stability of the system operation.

Yonyou provides an open platform architecture that allows enterprises to build, integrate, extend and manage all enterprise business applications. The platform is more intelligent, highly flexible and ecological, empowering the decision-making process of enterprises.

Middle Office Architecture

Data Middle Office – DaaS Data Service

“Jinfuqiao” is a financial data service platform launched by Yonyou, which aims to relieve the financing difficulties of enterprises. By building a data sharing platform, the lender and the borrower are connected. Various financing products are recommended to the appropriate prospects.

On the one hand, banks can check the operating conditions of enterprises on the platform, identify abnormal business operations, and analyze financial data and report data, so as to better perceive customers, improve customer experience, and improve operation efficiency. Through the platform, enterprises can better grasp their own business conditions, obtain financing advice. Financing products can be thereby integrated with actual business needs. A digital ecosystem of “production services + business models + financial services” is also created with the platform.

Smart Center

Intelligent Middle Office · Helping Financial Institutions Explore Innovative AI Business Models

With the development of digitization, there is an increasing need for enterprises to solve data standardization and interconnection problems, such as the use of artificial intelligence, robotic process automation (RPA), virtual personal assistant (VPA), etc. Applications solve a lot of repetitive work. Yonyou Intelligent Middle Office Solution provides four core capabilities: intelligent identification, AI robots, AI workshops, and algorithm model libraries to quickly build AI capabilities for enterprises.

Development Platform

Low-code development platform realizing ideas

Financial institutions place much importance on system stability and service delivery speed. The low-code development platform simplifies the coding process by combining Yonyou’s applications and ecosystem partners’ experience, empowering IT teams in financial institutions to quickly build innovative financial services for customers.

Data modeling: entity, enumeration, query
Page Building: Documents, forms, analysis, canvas
Process Automation: workflow, business Flow, RPA, extension functions
Integration: open API of Yonyou and service providers, internal API access
Release: menu/page, collaboration tools, technology middle office

Support digitalization from the aspects of operation, business and technology

With the intelligent technical platform, enterprises can build, integrate, expand and manage different kinds of business applications, supporting the robust transformation and innovation of the financial services industry.

Operation Platform

– Human Resources
– Finance
– Procurement and Assets
– Collaboration

Business Applications

– Financial cloud
– Bank-enterprise direct cloud
– Marketing management
– Cross-border finance

Technology Platform

– Technology middle office
– Data center
– Intelligent middle office
– Development Platform

Customer stories

See how our clients are succeeding

P&G China

P&G (China) has balanced resource utilization efficiency and improved business…

Haidilao

Yonyou’s HR platform has saved Haidilao tens of millions of…

“Through the co-creation with Yonyou, it not only has polished up Yonyou’s solution but also our management and business model.”

Mr. Weng Zhang Xian

CTO, Digitalization Office, Uni-President

“With the help of Yonyou cloud in digitalization, Towngas China can better serve our users with secured and stable gas pipeline networks.”

Ms. Xi Dan

Vice President, Towngas China

“Yonyou is a reliable digital partner, helping us step by step to solve the problem of processing large volume of real-time data.”

Mr. Li Kar Yin

Managing Director, CR Construction

“From requirements analysis to system design and deployment, Yonyou Hong Kong has shown its strong dedication and professionalism, witnessing the initiation and growth of the DCH’s projects.”